Top 10 Easy Peasy and Smart Ways To Save Money

Saving money does not have to be a tough and impossible ordeal. In fact, as long as you have some ideas on how to get started, you can begin growing your savings fund in no time. It is all about …

Tips to Identify Legal Licensed Money Lenders VS Illegal Money Lenders

When choosing a moneylender for your financial concerns, it is very important that you deal with one offering a legitimate and reliable level of service. This is why it makes perfect sense to check the background of moneylenders you are …

Always Choose Reliable Licensed Money Lender In Singapore

There is no guarantee with what may happen in our lives. One day, you may think that you have all your needs figured out and covered by your savings, but there may come a time when emergencies will arise, thus …

Should You Lend Your Friend Money?

Financial issues can be difficult to deal with. When this kind of situation arises, you want to make sure that there is a means for you to get the extra funds you need to cover your expenses. This is why …

The Misconceptions Borrowers Have About Loans

In these unpredictable times, it can get quite stressful dealing with emergency expenses. You may be doing well with your finances at this point, but then there may come a time when your situation will change, thus requiring you to …

Why Earning Money Is A Challenge? 

It is always fun to make money. The more moola you make each month, the more comfortable your life gets. Right?

Well, the answer can be a yes and a no. Of course, you have plenty of resources to cover …

Irrational Financial Beliefs That Most People Have

Sometimes, we get too overwhelmed with things that happen in our lives, which may cause us to lose our sense of understanding on what truly matters to us. We get caught in the rat-race in this world, until we realize …

Licensed Money Lenders vs. Banks: What are the Differences? 

There are times when you feel uncertain about borrowing money from a bank. After all, the ones who are most likely to qualify for a bank loan are those who have a ton of properties, take home a 5-figure salary …

6 Essential Things You Must Have In Your Wallet At All Times 

If there is one thing that you should never leave home without, it is your wallet. Whether you are going on a quick trip to the store, or perhaps a long journey somewhere, it is always a smart idea to …

5 Genius Ways To Save Money As A Start-Up

Starting a new business can be an exciting, yet stressful at the same time. There are so many legal aspects of the business to work on, along with the expenses that come your way. You are dealing with so many …

The Real Cost of Owning A Pet 

A pet adds joy to anyone’s life. There is something about animals that draw some people towards becoming a fur parent. You will enjoy the unconditional love given to you by your pet, while at the same time having a …

How To Save On Your Electricity Bills

With the rising cost of expenses in your utilities, it is only practical that you apply smart techniques to help you save money without compromising your sense of comfort. This is why it makes sense to learn more about the …

How do people get into debt?

Debt can hit you suddenly, or it can creep up on you almost unnoticed over an extended period of time. Simply stated, we get into debt when we spend more than we earn – for whatever reason. We usually tell …

6 Reasons Budget Travelling Singaporeans Overspends on Holidays Overseas

Holidays can be very stressful and fun at the same time. What most Singaporeans do is go shopping, relax or go out-of-town, and with these, it’s hard to monitor their credit all at the same time. However, that is the …

Comprehensive Survival Guide for Foreigners in Singapore

Many of us plans to go abroad most especially those people who are in a third world country. Why? Because of the means that we can get such as job with higher pays. There are a lot of countries in …

Money hacks that you would want your child to pick up!

There are some lessons in life where you can never learn through a mentor, lecturer or a teacher. It is by going through them, usually the hard way that empowers one to self-learn. Saving Money is one lesson that is …

HDB Loan 101: Are you eligible to take out a HDB Housing Loan?

Most Singaporeans typically would not have much $$ in their banks based on current spending habits, average household debt, and other factors. Hence, there are a couple of options you may select when it comes to financing your own HDB …

Are you in need of any Discreet Personal Financing?

People of Singapore often find themselves short of cash over their limited budget due to unforeseen financial crises. Sometimes, you can also fall in a situation where you find yourself short of a small amount, but that becomes urgent. However, …

Is there a Fast Payday Loan Money Singapore i can take out from?

Ever wonder who can you approach when you are in need of a Fast Payday Loan Money Singapore? Payday loans are generally defined as loans that are taken out at any point of time and at any days prior …

Has anyone taken loan from licensed money lender before?

Often as natives or as foreigners residing in Singapore, you might run into financial problems. It can happen to anyone. Whether you faced an unexpected financial loss, ran out of savings, wanted to invest in a new opportunity, you met …