QV Credit Monthly Installment Loans Singapore

QV Credit Monthly Installment Loans Singapore

Finances for the year looking tight? A monthly repayment loan Singapore might be your answer!

So many bills, so little money… That is the eternal struggle of many people. Furthermore, we live in Singapore, recently voted the most expensive city to live in. When you plan out the monthly expenses, it can be pretty painful looking at all the utility bills, rent, and necessities that need to be budgeted. Sometimes, you finish budgeting only to see that you are coming up short for all the necessities. Or maybe you want to go for a nice family holiday at the end of the year, but you don’t have enough to pay for all the bills and a vacation.

This is where loans in Singapore will help you out! Not only will they give you the extra cash for all the expenses, but it will also ensure a sense of stability when on a tight budget. 

Our loans in which a fixed rate of interest is charged for each month’s payment. If you want to find a way to pay for your home improvements, vacations or even pay back your car loans; these may be the service for you. These loans from a licensed money lender will offer you stability when you have a tight budget.

What are Installment Loans?

The concept is simple: you take a loan and pay the amount back on a per month basis with a fixed rate of interest.

These loans are straightforward and do not require collateral or a guarantor. It is ideal as you know exactly the amount you need to pay back each month. The repayment period will differ from person to person depending on the amount borrowed and income levels. The period can be from 36 up to 84 months.

Why Should I Choose QV Credit’s Installment Loans?

Our loans make your repayment a whole lot easier. You take a loan from us once and repay as per the agreed-upon schedule. The beauty of these loans is that the package is monthly and fixed, so the payment amounts do not decrease or increase. This will help you a great deal in planning your monthly expenses as you know exactly how much to set aside for the loan repayment.

Here are some other reasons for taking a loan:

  • You can improve your credit score. When your repayments are regularly paid on time, you can build up a stronger credit profile.
  • The interest rates on monthly installment loans are lower than lines of credit and credit cards.
  • Installment loans have fixed interest rates, so there are no surprise surcharges or extra payments.
  • Budgeting for the month becomes a lot easier as the fixed monthly payments remain the same.
  • Installment loans can be used for short-term and long-term, hence helping you cover both major emergencies and long-term projects.

We also offer other types of loans, such as personal loan, wedding loan and business loan.

Apply Your Easy Installment Loan Now!

Get An Instant In-Principle Approval And Collect Your Money On The Spot!

Am I Eligible for Installment Loans?

The requirements are few. You simply need to be:

  • Singaporean, Permanent Resident or Foreigner with a valid Singapore Employment Pass
  • Be above 21 years old
  • Employed with proof of salary/CPF statement/income tax

The Process of Taking an Installment Loan

All QV Credit loan processes are quick, simple and efficient. You will get your cash fast with no long approval times, and great customer service from our financial team. Here is what you can expect when you take out an installment loan with us:

1. Fill in the online application form on our website.

2. Wait for our team to contact you; this will happen within a day of application.

You will set an appointment time for you to come down to our office. Our loan assistant will also tell you what documents you need to prepare.

3. These are some of the mandatory documents you will need to bring along:

  • NRIC or PASSPORT
  • Phone bill OR Singapore power service bill
  • For salaried individuals: Latest 3 monthly pay slips OR 15 months CPF statement OR Income Tax Statement
  • For self-employed individuals: Past 2 years Income Tax Statements are required

4. Come down to our office for your appointment.

You will meet your loan assistant, who will take your documents and ensure they are in order. They will explain all the terms, conditions and fees in the loan. There will be no hidden charges or surprises, everything is laid out in the clear for you. The loan assistant also presents you a monthly repayment loan plan, and if the amount or date for repayment needs tailoring, they will happily advise and change it to suit you.

5. Once you understand everything that the loan entails, you will sign the loan agreement.

The money will be given to you immediately once the loan agreement has been signed. It is that simple!

Monthly installment loans can be very useful for people who need help in managing their finances. With improved credit ratings and a better structure to budget, installment loans are a win-win for all. Apply for one today with QV Credit!

Apply for an Installment Loan Singapore with QV Credit!

Get An Instant In-Principle Approval And Collect Your Money On The Spot!

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For other loan enquiries, please email us.

How to Locate QV Credit

  • Bus Services to Opposite Burlington Square 64 / 65 / 131 / 139 / 147 / 166 / 857
  • Near Fortune Centre 56 / 980
  • Downtown Line DT13 at Rochor MRT Station, Exit A one minute walk to Burlington Square
  • If from Novena MRT Station take Bus Services 56 / 131 / 166 / 980
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