Take a Vacation Loan For Your Dream Holiday
Imagine yourself lying on one of Maldives’ pristine sands enjoying the warm sun on your bare skin. Or, admiring the stunning view of the Eiffel Tower in the distance while munching on a warm and aromatic french croissant. Or, chasing the sunset in a roaring jeep on a South African safari game drive. With an endless amount of things to see and do in the whole wide world, a lifetime is never enough to fully satiate the wanderlust of someone who has a never-ending bucket list of travel destinations to visit.
What a dream it would be to just pack your bags right now and hop on the next plane to get as far away as possible from the dreary routine of life. There are so many reasons why so many people are addicted to voyaging around the globe. Some feel that it is a great way to gain perspective and a newfound appreciation for life, others use travel as a temporary escapade from their daily troubles. Many find traveling relaxing or a means of building bonds with their families, lovers, or colleagues.
But many of us hit pause on that fantasy of traveling because of the expenses we expect to incur on extravagant holidays abroad. It’s not an unknown fact that going on a holiday often comes with a hefty price tag, one that you may feel that you cannot afford. Before you discount the idea of being able to vacation wherever you want, whenever you want, don’t despair! We may have the solution for you.
Take a vacation loan.
Vacation loans are simply personal loans catered for those interested in finding a means by which they can travel despite having a limited amount of funds in their bank accounts. This type of loans function as regular monetary loans do, and usually do not require any collateral before you can receive the loan. Your credit score and income will determine if you are eligible for the loan scheme, and also how much you will be able to borrow.
The honest truth is that vacation loans are not a blanket solution for your monetary woes regarding your estimated travel budget. Of course, taking a loan means that you’ll have to pay back the debt and it’s true, money doesn’t grow on trees, but that should not be the main factor holding you back from experiencing the best of what this world has to offer.
Did you know that there are many benefits associated with traveling? Besides improving your overall quality of life by lowering stress and boosting one’s mood and morale, travel has also been found to improve the immune system and brain functioning, as well as strengthen the heart, lungs and cardiovascular system via keeping you active. If you tend to engage in the outdoors scene while holidaying, you’re at an advantage, as you’ll be keeping yourself fit while still having a whale of a time. Whether you are surfing on the massive swells of the Hawaiian coast or hiking the intimidating Rocky Mountains up in the spectacular national parks of Canada, you’re bound to reap the health benefits of traveling.
Travel allows you to immerse yourself in cultures that you may never have had the chance to be exposed to otherwise, too. If you’ve stayed within Singapore your whole life and never thrown yourself into the vastness of the world, you’d have been completely ignorant of the rich culture that exists in many exotic places like Thailand, Vietnam, or India. Expanding your knowledge and perspective on diverse walks of life around the world can positively amend the way you view the world and therefore, the way you live in it.
Vacation loans can benefit you.
Despite all the proof of how traveling can transform your life for the better, no thrifty Singaporean would even consider splurging your rainy day savings on an exorbitantly priced trip to sunny California on a whim. That’s where vacation loans come in. Instead of using your personal savings for your next getaway, you can simply finance your dream holiday with a loan and keep your savings for future emergencies. Here are some of the benefits of travel loans that you may appreciate.
Customized for Your Vacation
Vacation loans are individually tailored to suit your specific needs and wants. Holiday loans take into consideration each and every travel expense you may incur, such as plane tickets, travel permits, vehicle rentals, various accommodations, attraction entrance fees, food expenses, and more. This flexibility allows you to customize your loan depending on your type of travel.
Lower Interest Rates and More Flexible Repayment Schemes
Holiday loans create less financial strain in comparison to taking a loan from credit card companies or banks. You can expect to pay much lower interest rates for holiday loans and enjoy more leniency in loan applications as compared to larger financial institutions. The fact that you can pay for your trip afterward and in bite-sized installments is also a plus point.
Shorter Application and Waiting Times
You don’t have to worry about not having enough cash to finance your trip from the get-go. Getting your loan application accepted by the bank could take ages, and the waiting time could cause you great anxiety as to whether or not you can go ahead with your intended trip itinerary given the cost restraints you may be facing. In the event that your application is rejected, your entire trip could be completely ruined. Holiday loans provide the best solution to that, as you can easily get your application approved online within hours of submission.
You Can Go for Your Dream Trip Now!
You won’t have to save up for years just to take that coveted vacation to your dream location. With a travel loan, gone are the days when one had to spend years saving up for a luxury holiday. The infinite possibilities are at your fingertips here and now, so there’s no point in limiting yourself to only the destinations that you deemed within your budget.
With vacation loans, you can pamper yourself with deluxe comfort by flying first class instead of squeezing onto a budget airline where you’ll probably suffer a cramped flight. You can afford a car rental instead of relying on public transport to cut costs. You can spend your stay in a luxurious five-star hotel instead of settling for a cheap highway motel infested with roaches. You can enjoy the delicious and authentic cuisine of each part of the world instead of choosing the cheapest, yet a less delectable option. These vacation loans exist to make holidays all the more enjoyable because you now have the freedom to travel without constricting yourself due to money concerns. This way, you are guaranteed to get the most out of your vacation.
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