Business Loan Singapore

Business Loans: Raise Working Capital, Company Funding, SME Loan, Startup Business Financing Singapore

 

Whether it’s raising capital to grow your business or financing your new start-up, there are many risks to undertake and many costs and processes you have to incur.

As if that’s not hard enough, getting a bank loan in this tough business environment seems to be impossible for many SMEs.

QV Credit understands this. We know how stressful it is to run or start a business. That’s where our business loans come in. We offer loans for businesses of every size and need. Choose from a range of SME working capital loan and SME micro loan packages for small businesses, or investment business loans for larger businesses.

SME Loan Features and Benefits in Singapore

Better Interest Rates for a Lower Cost

Attractive interest rates over the loan tenure, one of the lowest in Singapore.

Super Simple Application

With such little paperwork required, it’s the most hassle free loan application ever

Fast Approval, Instant Cash Disbursement

Get your loan status in just minutes and funds disbursed on the spot.

Eligibility Requirements for Business Loan

We don’t discriminate based on the size or revenue of your business. But we’ll need basic business information such as the niche of your business, company’s financial statements and income tax reports for the period.

Here’s all you need to qualify for a business loan:

  • Proof that applicants are at least 21 years of age and above
  • Proof of a Singapore incorporated corporation/firm
  • The most recent printout of your ACRA
  • NRIC/Work pass/Passport of ALL directors/shareholders/partners
  • A tenancy agreement of your business location
  • Your corporate bank statements for the last three months
  • Your latest balance sheet (if applicable)
  • Your company seal or stamp
  • Proof of assets or title deeds for our secured loans that involve lower interests

Business Loan Process

STEP 1:  SCHEDULE AN APPOINTMENT
All you’ll need to do is full in an online business loan application form so that we can make the process faster. Our loans assistant will call you within the day to inform you of the documents to prepare.

STEP 2: HEAD TO OUR OFFICE
During our appointment, we’ll tailor a package that is comfortable for you and most beneficial for your business. We’ll also take you through the repayment schedule and all the payments. No hidden fees or charges!

Supplies the cash flow needed when it comes to business expansion, bridging over on short term periods, or stabilizing cash flow for emergency situations. A working capital loan can help you with these goals.

For SMEs facing a hard time convincing banks that the turnover of your company is satisfactory enough, we believe you. We’ll issue you the loan so you can get back to business.

We focus more on your current ability to service your credit facilities. Poor credit history should not hinder you from getting the loan to meet the needs of your startup.

STEP 3: GROW YOUR BUSINESS
Once everything’s in order, just sign the loan agreement and the funding is yours!

Why Choose QV Credit for your Business Loans?

1. Easy Applying and Fast Processing

Schedule an appointment, submit your documents, sign the loan agreement. Done!

2. Customizable Loan Products

Get a custom Business Loans Singapore package that suits your specific business needs.

3. Flexible Repayment Schedules

Stretch your repayment periods so you have better cash flow for your business.

4. Quick Disbursement

Time waits for no one in this competitive environment and good opportunities don’t come by often. That's why as long as all the necessary documents are in order, the funding is yours.

5. Top-notch Customer Service

Your success is our priority and our team is ever ready to help you throughout the process.

Apply for a Loan with QV Credit

Get An Instant In-Principle Approval And Collect Your Money On The Spot!

FAQ

Business loans are available to all registered businesses in Singapore. However, because some banks and organisations have stricter loan requirements, many SMEs are placed at a disadvantage.

At QV Credit, we are here to help you regardless of business position. And as long as your documents are in order, you qualify for our business loans.

Definitely. Need to start a new business and you have zero capital? Need a temporary bridging loan to pay salaries? Have negative cash flow, but need to continue fulfilling orders?

Whatever your financial situation is, our business loans can help. Just talk to our friendly loan assistants if you have any concerns.

Business owners are eligible to take up a small business loan in Singapore of any size between $10,000 to $300,000. The right amount depends on your requirements and the size of your business.

However, as a borrower, you should be responsible and spend every single penny responsibly.

Most banks will scrutinize your credit reports. Most of them reject you if you even have the slightest blemish.

But at QV Credit, credit scores are the past. What matters is your business potential. We will to help any business that needs help.

QV Credit is an established licensed money lender in Singapore. We are the go-to source for many businesses because of our flexible repayment terms, low interest rates and track record of successful SMEs who partner with us.

  • Proof that applicants are at least 21 years of age and above
  • Proof of a Singapore incorporated corporation/firm
  • The most recent printout of your ACRA
  • NRIC/Work pass/Passport of ALL directors/shareholders/partners
  • A tenancy agreement of your business location
  • Your corporate bank statements for the last three months
  • Your latest balance sheet (if applicable)
  • Your company seal or stamp
  • Proof of assets or title deeds for our secured loans that involve lower interests

It only takes a couple of days! Not sure about anything? Call us at +65 6835 7666 and one of our experienced and friendly loan assistants will be more than happy to help you out.

Apply for Business Loans Singapore Now!

Get An Instant In-Principle Approval And Collect Your Money On The Spot!

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