Foreigner Loans Singapore

What is a Foreigner Loan?

A foreigner loan is a cash loan given to individuals who are not permanent residents or citizens in a country.

It’s a specialised personal loan for foreigners, that’s why there are different eligibility criteria and documents required.

Most importantly, QV Credit’s Foreigner Loan Singapore packages offer low interest rates and flexible loan repayment schedules.

Whether you’re an expat, or foreign worker, we have the most affordable loans to help keep you financially stable!

As a foreigner working in Singapore, finances can be tough, especially given the high cost of living here. You have to ensure you have enough to pay your bills, not forgetting to remit home a portion of the wages you’ve earned. What happens in an emergency? Who can you turn to for financial support? Taking up a personal loan would seem like a viable option. But… foreigners can face a lot of difficulties obtaining a loan, especially from banks, due to Red Tape. But not to worry, licensed money lenders in Singapore can provide you with the loan money within minutes. QV Credit even offers Foreigner Loan packages to foreigners working in Singapore who need emergency cash.

Apply for a Loan with QV Credit

Get An Instant In-Principle Approval And Collect Your Money On The Spot!

Apply for a Personal Loan with QV Credit

Why Borrow from QV Credit?

No Collateral Needed

Unlike banks, we don’t require you to pledge anything. We just want to make it easier for you to get the finances you need.

Super Quick & Easy Process

Getting cash is fast. Just fill out the loan application, prepare your documents and sign the papers!

Custom Packages with Flexibility

Our experienced loan assistants will tailor a loan package according to your needs. We’ll even work out a repayment schedule that’s comfortable for you!

Confidentiality & Data Protection

QV Credit operates with a strict code of ethics. Your personal details are completely safe with us.

Low Interest Rates

We know times are hard for you. So we keep our interest rates down so you can get the help you need most.

No Hidden Fees and Charges

Everything is transparent and made known to you. Every term, condition and fee. We pride ourselves in honest relationships with our clients.

What are your Finance options in Singapore?

It is near impossible for a foreigner to qualify for a bank loan in Singapore. They require a credit score, months of paperwork and you might not even get it in the end. That’ll just be a waste of time and added frustration!

That’s why you should turn to a legal and licensed moneylender such as QV Credit!

With us, applying for a foreigner in Singapore is easy. We understand your stress and we want to help you out in a quick, simple and honest way!

Requirements to Borrow Money

Foreign Loan Application Requirements

  • You must have a valid Singapore Employment Pass , S Pass or work permit
  • Age above 21 years old
  • Full time employed personnel

That’s all you need!

Only 5 Steps with QV Credit

Get An Instant In-Principle Approval And Collect Your Money On The Spot!
Apply for a loan through our online loan application form.

Wait for our team to contact you, this will be done within a day.


Schedule an appointment to come down to our office. Our friendly loan assistant will also tell you what documents you need to prepare.


These are the mandatory documents you will need to bring along for the loan appointment:

  • A valid working permit issued
  • A valid passport
  • The last 3 months of your most recent payslip
  • Proof of billing to your residential address (E.g. Utility bill, broadband bill, or mobile phone bill)

Come down to our office for your appointment.


First, we’ll ensure your documents are in order. Then we’ll go through all the terms, conditions and fees in the loan. Finally, we’ll also work out the best repayment plan for you that will not burden your finances.


Once you understand the loan terms and conditions you will sign the loan agreement.


The money will be given to you immediately once the loan agreement has been signed. It is that simple!

Start Now with QV Credit

Get An Instant In-Principle Approval And Collect Your Money On The Spot!

QV Credit’s Tips on Alternative Financing


Find A Reliable And Trustworthy Licensed Moneylender


You should always look for a licensed moneylender as they are regulated by the Ministry of Law.


Here at QV Credit, we are committed to trust and integrity, and are also legal and licensed lenders.Taking a loan should help not hinder you. If the lender tries to convince you to borrow a very large sum of money, do not take a loan with them


Understand The Purpose Of The Loan


Once you understand exactly what the loan is for, you can decide how much you need, how long you will take to pay back the loan money, and the package that suits you.


You should also be careful that this money should only be used for your most urgent issues, do not take the foreigner loan as fast cash.


Do Not Borrow Too Much


Chances are, if you have too much on hand, you’ll be tempted to spend the extra money on things that are unnecessary. This will harm your finances because you’ll have a much higher sum to repay.


So… only borrow what you need and what you can repay!


Here are some of our Frequently Asked Questions that we get from most of our clients. Do take some time browsing through and we hope you may find the answers you are looking for!

Apply with QV Credit Today!

We offer a range of different loan types based on your needs. It doesn’t matter if you have a bad credit history, or low-income, the best money lender for you is QV Credit!

How to find us

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We have moved!

QV Credit is now 118 Credit as of 14 January 2022

Please find the same information and friendly customer service team over at our new website.

Apply for a Personal Loan with QV Credit